Hi All. What are the best VISA/Mastercards for earning hotel points on every day purchases having regard to the value of those points? Chris recently reviewed the Macquarie Hilton Visa but points earn is very poor at 1 HH point per $1 spent which equates to US 0.4 cents per $1. I have Diners Club Mastercard which earns 0.625 Starwood points per $1 which equates to a better US 1.375 cents per $1. Does anyone know of anything close to or better than that, as I would prefer to be able to accrue points in more than 1 hotel chain? Note Macquarie Hilton Visa has many benefits as pointed out at https://www.ausbt.com.au/hilton-honors-macquarie-platinum-visa-credit-card-review, but I am just interested in points earn.
There aren't that many Visa/MasterCard on the market for hotel earns. So there isn't really a "best" one, but rather what is available. The only one I know of that earns multiple hotel chain points is Citiprestige, which earns Hilton, Club Carlson, IHG. Unfortunately their earns rates are all pretty crap, ranging 0.3-0.5ppd. Although frequently Citi has HH bonus that allows 1:2 transfer rate from Citi to HH (last promo just ended 20 Sept) giving it a earn rate of 2HH ppd on everyday spent, and up to 6 ppd for restaurants and overseas spent.
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Best VISA/Mastercards to earn hotel points
Seth Rev
Seth Rev
Member since 10 Sep 2017
Total posts 1
Hi All. What are the best VISA/Mastercards for earning hotel points on every day purchases having regard to the value of those points? Chris recently reviewed the Macquarie Hilton Visa but points earn is very poor at 1 HH point per $1 spent which equates to US 0.4 cents per $1. I have Diners Club Mastercard which earns 0.625 Starwood points per $1 which equates to a better US 1.375 cents per $1. Does anyone know of anything close to or better than that, as I would prefer to be able to accrue points in more than 1 hotel chain? Note Macquarie Hilton Visa has many benefits as pointed out at https://www.ausbt.com.au/hilton-honors-macquarie-platinum-visa-credit-card-review, but I am just interested in points earn.
Michael Kao
Michael Kao
Qantas - Qantas Frequent Flyer
Member since 06 Nov 2014
Total posts 164
There aren't that many Visa/MasterCard on the market for hotel earns. So there isn't really a "best" one, but rather what is available. The only one I know of that earns multiple hotel chain points is Citiprestige, which earns Hilton, Club Carlson, IHG. Unfortunately their earns rates are all pretty crap, ranging 0.3-0.5ppd. Although frequently Citi has HH bonus that allows 1:2 transfer rate from Citi to HH (last promo just ended 20 Sept) giving it a earn rate of 2HH ppd on everyday spent, and up to 6 ppd for restaurants and overseas spent.