American Express - American Express Business Explorer Credit Card
It has an Annual Fee of $149. It also offers points at a rate of 1 point per $1 spent on government spend and 2 points per $1 spent on everything else.
This card has an annual fee of $149 and there is a $0 fee for additional cardholders capped at 99 cardholders.
Up to 55 days interest-free on purchases.
Annual Fee
$149 per year
Purchase Rate
23.99% p.a.
Interest Free Period
up to 55 days
Rewards Rate One
2 point(s) per AUD$1 On business expenses.
Details
Card Type
American Express
Minimum Repayment
2.50% or $30
per statement, whichever is greater
Interest Free Period
up to 55
days
Minimum Credit Limit
$3,000
Fees
Annual Fee
$149
per year
Late Payment Fee
$30
per statement
Cash Advance Fee
2% or $2.50
per transaction, whichever is greater
Additional Card Holder Fee
$0
Additional Card Holder Cap
up to 99
additional holders
Rates
Purchase Rate
23.99% p.a.
Overseas Spending
Foreign Currency Conversion Fee
3%
per transaction
Eligibility
Minimum Age
18
years old
Temporary Residents
No
Rewards
Program
Membership Rewards
Types
Gift cards, Flights, Accommodation, Car rental, Airline partner points.
Bonus
50,000 bonus points
Reward Rates
Rewards Rate One
2 point(s) per AUD$1
On business expenses.
Rewards Rate Two
1 point(s) per AUD$1
On government spend
Perks
Complimentary Travel Insurance
Yes
Airport Lounge Access
Yes
Who is the product designed for?
Visit American Express to view Target Market Determination
Visit American Express to view Target Market Determination Effective From: 2021-10-05.
