American Express - Gold Business Card
The American Express Gold Business Card is a charge card and unlike credit cards, there isn't a pre-set spending limit. You will have up to 55 days to repay any purchases made. This card charges $75 for additional cardholders capped at 99 additional cardholders.
This card will earn Membership Rewards points at a rate of 1.5 point per $1 spent on government spending and 3 points per $1 spent on everything else.
An annual fee of $395.
Annual Fee
$395 per year
Interest Free Period
up to 55 days
Rewards Rate One
3 point(s) per AUD$1 On at Xero, Google Ads, Meta, Amazon Web Services and Dell
Rewards Rate Two
1.5 point(s) per AUD$1 On everyday spend.
Details
Card Type
American Express
Minimum Repayment
2.50% or $30
per statement, whichever is greater
Interest Free Period
up to 55
days
Fees
Annual Fee
$395
per year
Late Payment Fee
$30
per statement
Cash Advance Fee
2% or $2.50
per transaction, whichever is greater
Additional Card Holder Fee
$75
Additional Card Holder Cap
up to 99
additional holders
Overseas Spending
Foreign Currency Conversion Fee
3%
per transaction
Eligibility
Minimum Age
18
years old
Temporary Residents
No
Rewards
Program
Membership Rewards
Types
Gift cards, Flights, Accommodation, Car rental, Airline partner points.
Bonus
150,000 bonus points
Reward Rates
Rewards Rate One
3 point(s) per AUD$1
On at Xero, Google Ads, Meta, Amazon Web Services and Dell
Rewards Rate Two
1.5 point(s) per AUD$1
On everyday spend.
Perks
Complimentary Travel Insurance
Yes
Airport Lounge Access
No
Who is the product designed for?
Visit American Express to view Target Market Determination
Visit American Express to view Target Market Determination Effective From: 2022-05-30.
