Heritage - Secured Business Visa Credit Card
The Heritage Bank Business Visa Credit Card has up to 40 days interest-free on purchases. It also has a purchase rate of 10.65% p.a. The minimum credit limit on this card is $1,000. It has a rate of 10.65% p.a. on cash advances.
An annual fee of $45.
Annual Fee
$45 per year
Balance Transfer
10.65% p.a.
Purchase Rate
10.65% p.a.
Interest Free Period
up to 40 days
Details
Card Type
Visa
Minimum Repayment
3% or $30
per statement, whichever is greater
Interest Free Period
up to 40
days
Minimum Credit Limit
$1,000
Fees
Annual Fee
$45
per year
Late Payment Fee
$20
per statement
Cash Advance Fee
2% or $2.50
per transaction, whichever is greater
Rates
Purchase Rate
10.65% p.a.
Cash Advance Rate
10.65% p.a.
Balance Transfer
Balance Transfer
10.65% p.a.
Overseas Spending
Foreign Currency Conversion Fee
3%
per transaction
Overseas ATM Withdrawal Fee
$5
per transaction
Perks
Complimentary Travel Insurance
No
Airport Lounge Access
No
Who is the product designed for?
Visit Heritage Bank to view Target Market Determination
Visit Heritage to view Target Market Determination Effective From: 2021-10-05.
