Heritage - Unsecured Business Visa Credit Card

This credit card from Heritage has a $45 annual fee, and up to 40 days interest-free on purchases. It has a cash advance interest rate of 12.95% p.a.. There is a minimum credit limit of $1,000.

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An annual fee of $45 and a purchase interest rate of 12.95% p.a.
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Annual Fee

$45 per year

Balance Transfer

12.95% p.a.

Purchase Rate

12.95% p.a.

Interest Free Period

up to 40 days
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Details

Card Type
Visa
Minimum Repayment
3% or $30
per statement, whichever is greater
Interest Free Period
up to 40
days
Minimum Credit Limit
$1,000
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Fees

Annual Fee
$45
per year
Late Payment Fee
$20
per statement
Cash Advance Fee
2% or $2.50
per transaction, whichever is greater
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Rates

Purchase Rate
12.95% p.a.
Cash Advance Rate
12.95% p.a.
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Balance Transfer

Balance Transfer
12.95% p.a.
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Overseas Spending

Foreign Currency Conversion Fee
3%
per transaction
Overseas ATM Withdrawal Fee
$5
per transaction
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Perks

Complimentary Travel Insurance
No
Airport Lounge Access
No
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Who is the product designed for?

Visit Heritage Bank to view Target Market Determination

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