American Express - The Qantas American Express Discovery Card
The Qantas American Express Discovery credit card can earn Qantas points, uncapped. Earn 1.75 per $1 spent on Qantas services and 0.75 per $1 spent on all other purchases, except government bodies in Australia where the rate is 0.5 Qantas Points per dollar. Up to 4 additional cardholders can be added for $0.
A $0 annual fee and 0.75 Qantas Points for every $1 spent.
Annual Fee
$0 per year
Purchase Rate
23.99% p.a.
Interest Free Period
up to 44 days
Rewards Rate One
1.75 point(s) per AUD$1 On spend on eligible Qantas products and services
Details
Card Type
American Express
Minimum Repayment
2.50% or $30
per statement, whichever is greater
Interest Free Period
up to 44
days
Minimum Credit Limit
$2,000
Fees
Annual Fee
$0
per year
Late Payment Fee
$30
per statement
Additional Card Holder Fee
$0
Additional Card Holder Cap
up to 4
additional holders
Rates
Purchase Rate
23.99% p.a.
Overseas Spending
Foreign Currency Conversion Fee
3%
per transaction
Eligibility
Minimum Age
18
years old
Temporary Residents
Yes
Rewards
Program
Qantas Frequent Flyer
Types
Classic Flights
Reward Rates
Rewards Rate One
1.75 point(s) per AUD$1
On spend on eligible Qantas products and services
Rewards Rate Two
0.75 point(s) per AUD$1
On spend on eligible purchases
Perks
Complimentary Travel Insurance
No
Airport Lounge Access
No
Who is the product designed for?
The Target Market for this Credit Card are consumers who:
- want to make purchases on credit with the ability to earn Qantas Points.
- earn a sufficient income to enable them to pay their outgoings and living expenses, in
addition to their Card repayments each month without experiencing financial hardship. - are willing and able to pay an interest rate of 23.99%.
Visit American Express to view Target Market Determination Effective From: 2024-03-01.
