ANZ - Platinum Credit Card
The ANZ Platinum credit card has purchase interest rate of 20.99% p.a. and $0 for first year (thereafter $87). If in any subsequent years $20,000 is spent on eligible purchases, the annual fee will be reduced to $0. The Platinum credit card offers an additional 9 cardholders at no extra fee.
20.99% p.a. purchase interest rate and $0 for first year annual fee.
Annual Fee
$0 for the first year reverts to $87 per year thereafter. Refunded each year when you spend $20,000 on eligible purchases
Balance Transfer
21.99% p.a.
Purchase Rate
20.99% p.a.
Interest Free Period
up to 55 days
Details
Card Type
Visa
Minimum Repayment
2% or $25
per statement, whichever is greater
Interest Free Period
up to 55
days
Minimum Credit Limit
$6,000
Fees
Annual Fee
$0 for the first year
reverts to $87 per year thereafter. Refunded each year when you spend $20,000 on eligible purchases
Late Payment Fee
$20
per statement
Cash Advance Fee
3% or $20
per transaction, whichever is greater
Additional Card Holder Fee
$0
Additional Card Holder Cap
up to 9
additional holders
Rates
Purchase Rate
20.99% p.a.
Cash Advance Rate
21.99% p.a.
Balance Transfer
Balance Transfer
21.99% p.a.
Balance Transfer Limit
95%
of credit limit
Overseas Spending
Foreign Currency Conversion Fee
3%
per transaction
Eligibility
Minimum Age
18
years old
Temporary Residents
Yes
Joint Application
No
Rewards
Program
Cashback Offer
Types
Cashback
Cashback
$300
Perks
Complimentary Travel Insurance
Yes
Airport Lounge Access
No
Who is the product designed for?
ANZ Low Fee cards have been designed for individual customers who:
- Require a credit card facility (being a line of credit) to make purchases or perform other transactions
- Are unlikely to carry a substantial balance frequently from month to month;
- Want or value a low fee card with access to other applicable benefits;
- Want a credit card facility with a credit limit of at least $1,000 or $6,000 having regard to card features and benefits;
- Can satisfactorily demonstrate that they are able to afford to repay the credit card facility
Visit ANZ to view Target Market Determination Effective From: 2023-12-04.
