Bank of Melbourne - Amplify Qantas Platinum Credit Card
Qantas Points
The Amplify Platinum credit card has an annual fee of $199 and has a purchase rate of 20.99% p.a.. The Qantas Points earn rate is 0.5 points per dollar spent. With Qantas frequent flyer partner programs, double points are earned.
Complimentary extended warranty is available for 12 months on eligible purchases. Travel insurance is available for trips up to 3 months.
50,000 Qantas points when over $3,000 is spent in the first 90 days.
Annual Fee
$174 for the first year reverts to $199 per year thereafter
Cash Advance Fee
3% per transaction
Purchase Rate
20.99% p.a.
Rewards Rate One
0.5 point(s) per AUD$1 On eligible purchase
Details
Card Type
Visa
Minimum Repayment
2% or $10
per statement, whichever is greater
Interest Free Period
up to 55
days
Minimum Credit Limit
$6,000
Maximum Credit Limit
$80,000
Fees
Annual Fee
$174 for the first year
reverts to $199 per year thereafter
Late Payment Fee
$15
per statement
Cash Advance Fee
3%
per transaction
Additional Card Holder Fee
$0
Additional Card Holder Cap
up to 1
additional holders
Rates
Purchase Rate
20.99% p.a.
Cash Advance Rate
21.99% p.a.
Overseas Spending
Foreign Currency Conversion Fee
3%
per transaction
Eligibility
Minimum Age
18
years old
Temporary Residents
Yes
Joint Application
Yes
Rewards
Program
Qantas Frequent Flyer
Types
Flights and upgrades, Shopping
Bonus
50,000 bonus points
Reward Rates
Rewards Rate One
0.5 point(s) per AUD$1
On eligible purchase
Perks
Complimentary Travel Insurance
Yes
Airport Lounge Access
No
Who is the product designed for?
These products are designed for a class of consumers whose likely needs, objectives and financial situation (as set out below) are.aligned with the product and the product’s key attributes.
These products are for those who:
- Need a credit card that provides access to a revolving credit facility to make payments and perform other transactions, and wantthe ability to earn reward points and receive travel related benefits.
Needs, objectives and financial situation.
These products are designed for consumers who:
- Need a credit card that provides access to revolving credit to make payments and perform other transactions.
- Want to earn reward points on eligible purchases to redeem them to pay for travel, merchandise, gift cards and other items.
- May want to receive travel benefits including complimentary travel and purchase insurance covers.
- May want an interest free period on purchases.
- May want to access Plan &Pay to split credit card repayments into manageable instalments.
- May want to transfer a balance from one or multiple credit or store cards.
- May want access to spending controls.
- Are able to meet repayment obligations.
Visit Bank of Melbourne to view Target Market Determination Effective From: 2024-10-04.
