BankSA - Amplify Qantas Platinum Credit Card
This card has up to 55 days interest-free on purchases and an interest rate of 20.99% p.a. on purchases. There is a $199 annual fee charge, and 1 additional cardholder may be added for $0.
Qantas Points are earned at a rate of 0.5 points per $1.00 spent on eligible purchases, up to $100,000 p.a. This card has complimentary travel insurance for trips up to 3 months.
50,000 Qantas Points if $3,000 is spent on a new card within the first 90 days.
Annual Fee
$174 for the first year reverts to $199 per year thereafter
Purchase Rate
20.99% p.a.
Interest Free Period
up to 55 days
Rewards Rate One
0.5 point(s) per AUD$1 On eligible purchases up to $100,000 per year
Details
Card Type
Visa
Minimum Repayment
2% or $10
per statement, whichever is greater
Interest Free Period
up to 55
days
Minimum Credit Limit
$6,000
Maximum Credit Limit
$80,000
Fees
Annual Fee
$174 for the first year
reverts to $199 per year thereafter
Late Payment Fee
$15
per statement
Cash Advance Fee
3%
per transaction
Additional Card Holder Fee
$0
Additional Card Holder Cap
up to 1
additional holders
Rates
Purchase Rate
20.99% p.a.
Cash Advance Rate
21.99% p.a.
Overseas Spending
Foreign Currency Conversion Fee
3%
per transaction
Eligibility
Minimum Age
18
years old
Temporary Residents
Yes
Joint Application
Yes
Rewards
Program
Qantas Frequent Flyer
Types
Flights, Flights upgrades, Shopping
Bonus
50,000 bonus points
Reward Rates
Rewards Rate One
0.5 point(s) per AUD$1
On eligible purchases up to $100,000 per year
Perks
Complimentary Travel Insurance
Yes
Airport Lounge Access
No
Who is the product designed for?
These products are designed for a class of consumers whose likely needs, objectives and financial situation (as set out below) are aligned with the product and the product’s key attributes.
These products are for those who:
- Need a credit card that provides access to a revolving credit facility to make payments and perform other transactions, and want the ability to earn reward points and receive travel related benefits.
Needs, objectives and financial situation
- Need a credit card that provides access to revolving credit to make payments and perform other transactions
- Want to earn reward points on eligible purchases to redeem them to pay for travel, merchandise, gift cards and other items
- May want to receive travel benefits including complimentary travel and purchase insurance covers
- May want an interest free period on purchases
- May want to access Plan&Pay to split credit card repayments into manageable instalments
- May want to transfer a balance from one or multiple credit or store cards
- May want access to spending controls
- Are able to meet repayment obligations
Visit BankSA to view Target Market Determination Effective From: 2024-10-04.
