Bendigo Bank - Bendigo Ready Credit Card
This credit card from Bendigo Bank has a $0 annual fee, and up to 55 days interest-free on purchases. It has a cash advance interest rate of 19.99% p.a. and a balance transfer interest rate of 19.99% p.a.. There is a minimum credit limit of $3,000.
An annual fee of $0 and a purchase interest rate of 19.99% p.a..
Annual Fee
$0 per year
Balance Transfer
19.99% p.a.
Purchase Rate
19.99% p.a.
Interest Free Period
up to 55 days
Details
Card Type
Mastercard
Minimum Repayment
3% or $10
per statement, whichever is greater
Interest Free Period
up to 55
days
Minimum Credit Limit
$3,000
Fees
Annual Fee
$0
per year
Late Payment Fee
$15
per statement
Cash Advance Fee
3% or $3
per transaction, whichever is greater
Additional Card Holder Fee
$0
Rates
Purchase Rate
19.99% p.a.
Cash Advance Rate
19.99% p.a.
Balance Transfer
Balance Transfer
19.99% p.a.
Overseas Spending
Foreign Currency Conversion Fee
$0
per transaction
Overseas ATM Withdrawal Fee
$5
per transaction
Eligibility
Minimum Age
18
years old
Perks
Complimentary Travel Insurance
Yes
Airport Lounge Access
No
Who is the product designed for?
The retail clients for whom this product has been designed are individuals who
- want a credit card facility to make purchases and perform other transactions.
- want to manage short term cash flow needs by using the credit card facility, including by being able to
temporarily defer repayment of debt. - want a credit card facility with no international transaction fee and no annual fee.
- want a credit card facility limit of $3,000 or more and can afford to repay the credit card facility.
Visit Bendigo Bank to view Target Market Determination Effective From: 2024-11-01.
