Qudos Bank - Visa Platinum Credit Card
With the Qudos Bank Platinum credit card, additional cardholder may be added for $0. It has an earn rate of 1 Qantas Point per dollar spent. Beyond this, the earn rate is 1 Qantas Points for every dollar spent. This card has 4.99% interest on balance transfers for the first 5 months, which will revert to 19.49% p.a. after this period. An extra Qantas Point will be earned on purchases with selected Qantas products and services.
This credit card has a complimentary frequent flyer membership with Qantas and has up to 55 days interest-free on purchases.
An annual fee of $199. Earns Qantas Points.
Annual Fee
$199 per year
Balance Transfer
4.99% for 5 months reverts to 19.49% p.a.
Purchase Rate
4.99% for 5 months reverts to 19.49% p.a.
Rewards Rate One
1 point(s) per AUD$1 On eligible purchases
Details
Card Type
Visa
Minimum Repayment
2% or $20
per statement, whichever is greater
Interest Free Period
up to 55
days
Minimum Credit Limit
$6,000
Maximum Credit Limit
$20,000
Fees
Annual Fee
$199
per year
Late Payment Fee
$0
per statement
Additional Card Holder Fee
$0
Rates
Purchase Rate
4.99% for 5 months
reverts to 19.49% p.a.
Cash Advance Rate
4.99% for 5 months
reverts to 19.49% p.a.
Balance Transfer
Balance Transfer
4.99% for 5 months
reverts to 19.49% p.a.
Overseas Spending
Foreign Currency Conversion Fee
3.65%
per transaction
Eligibility
Minimum Age
18
years old
Rewards
Program
Qantas Frequent Flyer
Types
Qantas Points
Reward Rates
Rewards Rate One
1 point(s) per AUD$1
On eligible purchases
Rewards Rate Two
1 point(s) per AUD$1
On selected qantas products and services
Perks
Complimentary Travel Insurance
Yes
Airport Lounge Access
No
Who is the product designed for?
The retail clients for whom this product has been designed are individuals who:
- are seeking a non-cash payment facility, to make purchases and pay bills on credit and to manage their cashflow needs
- are aged 18 years or more and meet the credit assessment criteria for the product
- are seeking to earn reward points which they can then redeem even if that means higher interest or fees
- are seeking Complimentary overseas travel Insurance, 24/7/worldwide concierge Service even if that means higher interest or fees
Visit Qudos Bank to view Target Market Determination Effective From: 2023-10-05.
