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The information provided on this page is purely factual and general in nature. You should seek independent advice and consider your own personal circumstances before applying for any financial product.
Why settle for earning just one Qantas frequent flyer point per dollar spent booking airfares – or even less – when switching to a different credit card could have you pocketing up to three times that amount?
Better yet, these credit card points come on top of what you get by actually flying with Qantas, so you can double-dip: earning points from your Qantas-earning credit card when booking your ticket, and earning points again directly from Qantas when taking your flights.
Australian Business Traveller rounds up the top credit cards for earning Qantas frequent flyer points when booking Qantas domestic and international flights.
1. Qantas American Express Ultimate Card
Take home three Qantas Points for every dollar spent on flights with the Roo, uncapped, via the Qantas American Express Ultimate Card, yours for $450/year.
That might seem a tad pricey, but the card also includes a complimentary return domestic flight with Qantas every year – no points required – plus two yearly visits to the American Express Sydney Airport Lounge, domestic and international travel insurance, and more.
New AMEX personal credit card customers can also earn up to 50,000 bonus Qantas Points after spending at least $1,500 within the first three months.
2. ANZ Qantas Frequent Flyer Black American Express
ANZ cardholders can reel in a solid 2.5 Qantas Points per dollar spent directly with Qantas (uncapped) when paying for their flights using an ANZ Qantas Frequent Flyer Black American Express card: part of the ANZ Qantas Frequent Flyer Black AMEX + Visa credit card combo.
Use the ANZ Visa instead and you’d earn a lower 1.75 Qantas Points per dollar on the same – but as Qantas charges the same surcharge on both Visa and American Express transactions, there’s no extra cost in whipping out your ANZ AMEX here to maximise your points.
New ANZ credit card customers can also earn 75,000 bonus Qantas Points when spending $2,500 on eligible purchases within the first three months, plus no annual fee for the first year (usually $425).
3. Westpac Altitude Black American Express
Westpac also offers a promising 2.5 Qantas Points per dollar when using its Altitude Black American Express card to book Qantas flights with no points capping, provided you opt for the bank’s ‘Altitude Qantas’ rewards option.
You’ll find the card as part of the Altitude Black AMEX + World MasterCard duo for $395/year, and with that MasterCard earning a lower 1.625 Qantas Points per dollar on Qantas flight bookings, you’ll again earn the most points by using your American Express card to book your ticket.
New Westpac credit card customers can also collect a bonus 100,000 Qantas Points when applying by January 5 2017 and spending at least $5,000 on the account within 90 days of approval. This isn’t the bank’s ‘default’ offer of 50,000 Qantas Points, so search Westpac’s website before you apply.
4. NAB Qantas Rewards Premium American Express
NAB also tempts with up to 2.5 Qantas Points per dollar spent on Qantas flights when using the NAB Qantas Rewards Premium American Express card: part of NAB’s American Express + Visa account.
An annual fee of $250 covers both cards, although once you’ve spent over $25,000 in a single monthly statement period – either directly with Qantas or on other purchases – you’ll instead earn one Qantas Point per dollar with Qantas.
Using the Visa instead delivers 1.5 Qantas Points on Qantas purchases within that $25,000/month window, and one Qantas Point thereafter. New NAB credit card customers can also earn a bonus 75,000 Qantas Points when applying by January 2 2017 and spending $1,500 on everyday purchases within the first 90 days.
5. ANZ Qantas Frequent Flyer Platinum American Express
Another option from the Big Four, the ANZ Qantas Frequent Flyer Platinum AMEX, also earning up to 2.5 Qantas Points per dollar when booking Qantas flights, paired with a Frequent Flyer Platinum Visa which earns up to 1.5 Qantas Points per dollar on the same.
However, there’s an overall points capping limit of $6,000 per monthly statement period, per card ($12,000 total). Once you’ve exceeded the limit of either card, you’d instead earn one Qantas Point per dollar when booking Qantas flights using that card, but which isn’t capped.
New ANZ credit card customers can also earn a bonus 50,000 Qantas Points when spending $2,500 on eligible purchases within the first three months, with no annual fee in the first year (normally $295).
Also read: The Christmas credit cards you'll want to have in your stocking
Disclaimer
Executive Traveller may receive a commission when you apply for these credit cards via our links.
The information provided on this page is purely factual and general in nature. You should seek independent advice and consider your own personal circumstances before applying for any financial product.
Qantas - Qantas Frequent Flyer
25 Jan 2013
Total posts 240
Nice article Chris. Are you sure the NAB Qantas Card is included? I can't seem to find any details anywhere else that they offer a bonus for Qantas spend.
24 Apr 2012
Total posts 2432
It's buried in the fine print. ;)
29 Apr 2014
Total posts 22
Actually, the T&C's for the NAB Qantas Platinum say "You will earn 1.5 Bonus Points for every dollar charged to your Card Account for the purchase in Australia of the following services directly from Qantas....."
24 Apr 2012
Total posts 2432
Hi Demonoid, the quote you've taken isn't from the T&Cs of the product, it appears to be from a page on the NAB website which we suspect is a typo on NAB's part, because both the actual T&Cs governing the product and the Qantas credit card directory (administered by Qantas Loyalty) list the bonus as being one point per dollar, as below.
As the T&Cs are the legal document cardholders agree to and are bound by (and by which points are calculated), the figures we use always draw from those documents: so if NAB intends to increase this bonus on an ongoing basis, it needs to update its T&Cs to reflect this, as per standard industry practice.
You will earn 1 Bonus Point for every dollar charged to your Card Account for the purchase in Australia of the following services directly from Qantas (i.e. where Qantas, and not its agent, is identified as the merchant on the credit card transaction):
21 Apr 2016
Total posts 24
Looks like you've doubled up on the ANZ platinum pic for both platinum and black options.
24 Apr 2012
Total posts 2432
Well-spotted, and fixed: it certainly doesn't help that both the ANZ Platinum and Black cards are coloured Black!
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