Does anyone have advice on using debit card at hotel check in for incidentals. Last visit to airport hotel at Jakarta airport , would not accept debit card and I had to look for ATM in back streets to withdraw cash to pay deposit. Hotel was already prepaid. Similar experience at Carlton hotel SIN although used my CC when debit not accepted. Thanks in advance
Yes, I often find that hotels won't take my debit card for as prepayment for incidentals, and I don't want to hand over my stash of local currency because that's for my spending, not sitting in some hotel safe! I find the easiest option is to carry a €100 note in my travel wallet and hand this over as a deposit: I won't be spending that €100 in Asia but it's sufficient to cover around three days of incidentals.
It's even easier to just hand over a credit card for a pre-authorisation, even if you pay another way for any charges at the hotel when you check-out - saves going to back streets to get cash out and carrying currency around. ;)
I've experienced all sorts of delays by hotels in releasing the so called necessary pre authorisation, despite the fact accommodation usually has been paid weeks in advance fully. I wouldn't be going to backstreets for atm withdrawals. I prefer using a credit card rather than a debit card, and have usually had good assistance from the bank when needed.
It might seem overkill to some but I’ve resorted to emailing each hotel I’m pre-booked into for specifics about their various security deposit requirements. They’re all different and I want to know what I’ll be up for in advance and prepared accordingly especially as I don’t want a string of pre-authorisations on my card.
Within Aust, I have used my Visa debit without question.
While in NZ, I have used ING and also a credit union Visa debit, also without question.
In SIN in 2013, I also used the ING Visa debit without question.
Now, the coming back of the deposit/pre authorisation timeframe, that is another matter, have waited 10 days at some hotels for the funds to come out back to me.
Edit:
Quote: -->((Now I remove the debit immediately when I receive a new card.))
Interesting thing to do that one, but would I do it, nak.
Yes, I often find that hotels won't take my debit card for as prepayment for incidentals, and I don't want to hand over my stash of local currency because that's for my spending, not sitting in some hotel safe! I find the easiest option is to carry a €100 note in my travel wallet and hand this over as a deposit: I won't be spending that €100 in Asia but it's sufficient to cover around three days of incidentals.
Really...why would you go to so much trouble? As Chris points out just use a credit card and pay with other means at check out if necessary. Hardly difficult.
They often complain about debit cards-even though the money comes directly from your account - they must have safeguards dealing with a credit card company?
Understand a Visa Debit acts as credit card for relatively small amounts when overseas. That should cover their worries about Debit Cards for hotels.
Don't think it would apply to purchase a car though!
Just get a Diners Club or Amex Charge card of some type. Even if you dont need to use it much as a credit card I find it's great for Hotel check-ins... I do alot of those and either of these work out well.
The issue may be that pre-authorisations can't be done on (some) debit cards the same way they can on credit cards. That would certainly explain why some hotels won't accept them.
My humble advise is NEVER hand over a Debit Card to a Hotel. I say this from bitter experience, Hotels can take total amount of your stay from the card, even if you have given them another credit card, and take up to a month re reinstate the money. This happened to me at Hilton Milan. It was towards end of a trip and blew out my card causing considerable trouble managing funds before departure for Australia. My card issuer told me that this can happen on cruises also.... Beware of this “ trick”
stewardnurse
stewardnurse
Member since 25 Jun 2013
Total posts 46
Does anyone have advice on using debit card at hotel check in for incidentals. Last visit to airport hotel at Jakarta airport , would not accept debit card and I had to look for ATM in back streets to withdraw cash to pay deposit. Hotel was already prepaid. Similar experience at Carlton hotel SIN although used my CC when debit not accepted. Thanks in advance
David
David
Member since 24 Oct 2010
Total posts 1,021
Yes, I often find that hotels won't take my debit card for as prepayment for incidentals, and I don't want to hand over my stash of local currency because that's for my spending, not sitting in some hotel safe! I find the easiest option is to carry a €100 note in my travel wallet and hand this over as a deposit: I won't be spending that €100 in Asia but it's sufficient to cover around three days of incidentals.
Chris C.
Chris C.
Member since 24 Apr 2012
Total posts 1,116
It's even easier to just hand over a credit card for a pre-authorisation, even if you pay another way for any charges at the hotel when you check-out - saves going to back streets to get cash out and carrying currency around. ;)
sgb
sgb
Emirates Airlines - Skywards
Member since 30 Nov 2015
Total posts 419
I've experienced all sorts of delays by hotels in releasing the so called necessary pre authorisation, despite the fact accommodation usually has been paid weeks in advance fully. I wouldn't be going to backstreets for atm withdrawals. I prefer using a credit card rather than a debit card, and have usually had good assistance from the bank when needed.
stewardnurse
stewardnurse
Member since 25 Jun 2013
Total posts 46
Thanks everyone.
ScottB
ScottB
Member since 21 Apr 2016
Total posts 13
On a recent trip I had no issues using a Debit Mastercard for security deposit at Hilton KL, Hilton PJ and a villa in Bali.
JKH
JKH
Qantas - Qantas Frequent Flyer
Member since 23 Sep 2017
Total posts 11
It might seem overkill to some but I’ve resorted to emailing each hotel I’m pre-booked into for specifics about their various security deposit requirements. They’re all different and I want to know what I’ll be up for in advance and prepared accordingly especially as I don’t want a string of pre-authorisations on my card.
justin case
justin case
Qantas - Qantas Frequent Flyer
Member since 01 Dec 2015
Total posts 7
This might work.
I used to live across the road from the Story bridge hotel in Brisbane.
I would get a tab going at the bar for convinience.
One fine evening I tried to use my credit union Visa debit card.
The bar chick came back and said we can't accept V debit for a tab.
I walked into the bistro, grabbed a steak knife and carefully scratched off the printed word "debit" in a neat little triangle.
Went back to the bar, different bar chick gives me a tab no problem.
Now I remove the debit immediately when I receive a new card.
Andrew Barkery
Andrew Barkery
Qantas - Qantas Frequent Flyer
Member since 21 Mar 2011
Total posts 433
Within Aust, I have used my Visa debit without question.
While in NZ, I have used ING and also a credit union Visa debit, also without question.
In SIN in 2013, I also used the ING Visa debit without question.
Now, the coming back of the deposit/pre authorisation timeframe, that is another matter, have waited 10 days at some hotels for the funds to come out back to me.
Edit:
Quote: -->((Now I remove the debit immediately when I receive a new card.))
Interesting thing to do that one, but would I do it, nak.
russell
russell
Qantas - Qantas Frequent Flyer
Member since 04 Nov 2011
Total posts 236
Really...why would you go to so much trouble? As Chris points out just use a credit card and pay with other means at check out if necessary. Hardly difficult.
Geoffair
Geoffair
Member since 04 May 2018
Total posts 42
arrigoa2
arrigoa2
Cathay Pacific - The Marco Polo Club
Member since 20 Jun 2013
Total posts 6
Just get a Diners Club or Amex Charge card of some type. Even if you dont need to use it much as a credit card I find it's great for Hotel check-ins... I do alot of those and either of these work out well.
Andrew Barkery
Andrew Barkery
Qantas - Qantas Frequent Flyer
Member since 21 Mar 2011
Total posts 433
For some, Amex is Diners are not an option .
Ian_from_HKG
Ian_from_HKG
CX
Member since 05 Jun 2012
Total posts 61
The issue may be that pre-authorisations can't be done on (some) debit cards the same way they can on credit cards. That would certainly explain why some hotels won't accept them.
GoPies
GoPies
Member since 08 Jul 2015
Total posts 4
My humble advise is NEVER hand over a Debit Card to a Hotel. I say this from bitter experience, Hotels can take total amount of your stay from the card, even if you have given them another credit card, and take up to a month re reinstate the money. This happened to me at Hilton Milan. It was towards end of a trip and blew out my card causing considerable trouble managing funds before departure for Australia. My card issuer told me that this can happen on cruises also.... Beware of this “ trick”